Since 2006, HMR Employee Benefits Ltd. has provided customized, cost contained and flexible benefit plans for clients across BC and Canada.
Traditional Defined Benefit Plans
Health Care Spending Accounts
Flex Plans
REFUND and Administrative Services Only plans (20+ members)
Mortgage Life Insurance
Income Replacement for a surviving spouse
Long Term Disability and Critical Illness Insurance
Private Health and Dental Insurance
Capital Gains, Estate Equalization and Final Expenses Life Insurance
Individual Pension Plans
Key Person Life and Disability Insurance
Business Partner Buy/Sell Insurance
Cost Plus and Wellness Spending Accounts.
Group RRSP
Group TFSA
Term Deposits and GIC
Tax Efficient and Creditor Protected Accounts
After taking the time to fully understand what our insured benefits plan was costing us and why, moving to an ASO plan was an easy decision. We were able to reduce costs, increase benefits and improve the employee experience without increasing risk. A real no brainer.
-Trevor Jones, CFO Terapeak
We have had the privilege to use the services of HMR Employee Benefits for many many years, and we have always found their service to be exemplary. Rob is always available to answer our staff’s questions, and the group plans he has recommended have always been extremely competitive, saving our company and our employees a lot of money over the years.
-Marc Furnemont, Controller, HSM Insurance Services Inc.
HMR helped me setup customized and cost effective employee benefit plans that fit my employees needs. Rob brings a wealth of knowledge to the table.
- Kyle Hunker, CFO, Econics Inc.
Rob was able to negotiate savings on our employee benefits plan each renewal, and when we were looking at a significant increase in premiums this year, he found a new plan that significantly reduced cost while still keeping the same benefits available to our staff. He’s been quick to answer questions, available to help with the transition, and has pro-actively provided us with useful onboarding and termination templates. I highly recommend HMR.
- Jaimie Pearson, Owner, Alert First Aid
We moved our benefit plan to HMR in the fall of 2018 and haven’t looked back. Rob was able to significantly reduce our premiums while keeping the same coverage. He is extremely professional and patient, responding to emails and telephone calls quickly and efficiently. Rob is my “go to” person for benefits. If I have questions about our plan I ask him first and he will either provide an answer or direct me to someone who can. I highly recommend Rob and HMR if you are considering a change in benefit provider.
Deborah Blosmanis, Human Resource Manager - Cornerstone Properties Ltd.
Robert Reynolds, CFP, GBA joined his father working in the insurance industry in 2006. Rob became a partner in HMR Employee Benefits Ltd. in 2008. Rob earned his Certified Group Benefits Advisor designation through Dalhousie University in 2009. Rob passed the coveted Certified Financial Planner program and became a CFP in 2015. Rob became sole owner and President of HMR Employee Benefits in 2018. He lives Victoria with his lovely wife Rose and their cat Vanta.
303C - 1830 Oak Bay Ave.
Victoria, BC
V8R 6R2
Ask us anything about benefits or insurance.
