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BC Association of Clinical Counsellors
Members of the BC Association of Clinical Counsellors (BCACC) are entitled to voluntarily participate in the optional BCACC Benefit Plans. Please note: Membership in the BCACC does not automatically enroll you in the Benefit Plans. An application for insurance must be completed and approved and additional monthly premiums are payable to cover the cost of benefits. Your BCACC membership dues DO NOT include Benefit Plan premiums.
To qualify for the BCACC Benefit Plans, you must meet the following criteria:
- Be in private practice for at least 6 months
- Work a minimum of 20 hours per week
- Reside in British Columbia or Yukon
- Be actively enrolled in the Medical Services Plan of BC or the Health Care Plan of the Yukon
- Complete a short written medical questionnaire
Plan Design
Life Insurance
$25,000 Life Insurance
$25,000 Accidental Death and Dismemberment Insurance
Extended Health Care - Your choice of either Basic or Enhanced coverage
Basic Plan
80% coverage of Prescription Drugs
Pay Direct Drug Card
Dispensing fee deductible
100% coverage of Medical Services and Supplies
Eye Exam coverage of $50 every 24 months
Hospitalization and Ambulance services coverage
Age 75 benefit termination
100% coverage of Paramedical Practitioners services
$500 maximum per practitioner per year
$1,500 maximum for all practitioners combined per year
- Clinical Psychologists
- Chiropractors
- Naturopaths
- Physiotherapists
- Osteopaths
- Podiatrists
- Speech Therapists
- Acupuncturists
- Massage Therapists
Out of Province/Country Emergency Medical Travel Insurance
$5 Million coverage per trip
Trip Cancellation Insurance
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Enhanced Plan
100% of Prescription Drugs
Pay Direct Drug Card
Dispensing fee deductible
100% coverage of Medical Services and Supplies
Eye Exam coverage of $50 every 24 months
Hospitalization and Ambulance services coverage
Age 75 benefit termination
100% coverage of Paramedical Practitioners services
$500 maximum per practitioner per year
$1,500 maximum for all practitioners combined per year
- Clinical Psychologists
- Chiropractors
- Naturopaths
- Physiotherapists
- Osteopaths
- Podiatrists
- Speech Therapists
- Acupuncturists
- Massage Therapists
Out of Province/Country Emergency Medical Travel Insurance
$5 Million coverage per trip
Trip Cancellation Insurance
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Dental Care - Your choice of either Basic or Enhanced coverage
Basic Plan
80% coverage of Basic Dental services
$25 single / $50 family annual deductible
Age 75 benefit termination
Recall Exams - once per 6 months
$1,500 Annual Maximum per Person
$5,000 Annual Maximum per Family
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Enhanced Plan
100% coverage of Basic Dental services
$25 single / $50 family annual deductible
Age 75 benefit termination
Recall Exams - once per 6 months
$1,500 Annual Maximum per Person
$5,000 Annual Maximum per Family
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Optional Benefits
Short Term Disability
66.67% of pre-disability weekly earnings
Benefit waiting period:
0 days due to a disability caused by an accident
7 days due to a disability caused by an illness
17 week maximum benefit period
Long Term Disability
66.67% of pre-disability monthly earnings
Benefit waiting period:
119 days (17 weeks) due to a disability caused by an accident
119 days (17 weeks) due to a disability caused by an illness
Age 65 maximum benefit period
Definition of Disability:
"Own Occupation" during first 24 months of disability
"Any Occupation" thereafter
Critical Illness Insurance
$25,000 tax free lump sum cash benefit
16 covered conditions including Cancer, Heart Attack, Stroke
[+] More Details
Insurance contracts are renewed annually on June 1st. Rates are subject to change at renewal. The BCACC Benefit Plans are underwritten by SSQ Financial and are administrated by HMR Employee Benefits Ltd. and Sirius Benefits.
Request a Quote
Please complete and submit the form below or call us toll free at 1-888-592-4614. Upon receipt of your information, we will provide you with a cost quotation and a detailed information package.
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